I've become more tuned in to finding ways of saving or not spending money. Each day I look at ways that I can save money. Today, it was using the internet to facilitate something rather than using a stamp.

One day, it could be checking around my house and looking for items to be unplugged that are not being used.

I also look for funds that are sitting in an account that could be transferred to another account that earns more interest.

It could be as Ima Saver says of turning off the water heater. It does work.

It could even turning down your AC when you won't be at home.

Closing drapes on the sunny side.

I think it's the little things everyday that you can do that adds up. Even though the amounts might seem small, it adds up.

I'm always amazed at how much money is found in the streets. It is money that you didn't work for or pay taxes on.

We have a supermarket/pharmacy that gives you free antibiotics.

My husband's doc gave him some antibiotics and he needed more than the 30 that was prescribed. He made the remainder a refill so that the pharmacy would recognize it as the next refill of 30.

The pharmacy bill would have been $54.95 for 30 pills and that was for generic.I saved not paying $109.90. Our Dr knows that we have to pay for all of our meds and visits so he works with us.

If you're in the same situation of having to pay out of pocket costs; talk to your Dr and he will work with you. Ours have even given us coupons and instant rebates.
We have a super nice and understanding physician that understands our insurance situation.

I didn't say Why I Save because it is a complex answer for most people. I don't like wasting or losing opportunities to make money even if it's small amounts.

I had read an article from The Wall Street Journal, on Feb 11, 2010 by Brett Arends. The title was "Doing The Math On Coupons". What he said that stayed with me was "money saved coupons come with an added benefit. Unlike money that you earn, it is tax free/ no payroll taxes/ no federal or state income taxes". In my thinking, this is passive income.

Last Saturday I was returning my shopping cart at Walgreens when I saw a coupon in another cart. When I picked it up, it said Walgreens Register Rewards for $1.00 for buying an item from Procter and Gamble. Someone just threw away $1.00. A few days later, I redeemed the coupon from an item that I bought.

That was the day that I decided to start my blog.

A dollar might not sound like much to most people but if I were to ask you to give me a dollar and then start to burn it or throw it away - you would say - HEY WHAT ARE YOU DOING WITH MY DOLLAR? That's basically what you are doing when you let coupons lay in a cart or have them and not cash them in.

In future posts. I'll share my own experiences in seeing money thrown away.

I've been here for quite a while. and have always wanted to do my own blog but didn't know what I wanted to name it or what I wanted to accomplish with it.

Each day I come across free deals and savings and want to share what I do that could encourage others to look for ways that they can save.